With the help of Francis during our neighborhood walk, we met this group of women.  The meeting was in one of their homes, and most of us would consider them to be living under deplorably "poor" conditions.  We might also presume that they are uneducated.  Totally wrong.  I am beginning to question the way we in the USA use the word "poor".  These women were having a meeting about their co-op bank!  Yes, they were going over the books, and discussing what projects the co-op might undertake, or what micro-loans they might make.  This is their own doing, and they are not a part of the co-op Beti is in which was started with the help of Habitat.  It looks like the co-op, bank, and micro-loan concept is spreading well beyond the reach of Habitat in El Salvador.  The woman in the yellow shirt is the Treasurer and other woman is the Secretary.